:root {
    /* Dark theme (default) - Modern Dashboard Style */
    --background-primary: #0a0a0b;
    --background-secondary: #111214;
    --surface-primary: #1a1d21;
    --surface-secondary: #242830;
    --surface-glass: rgba(26, 29, 33, 0.9);
    
    /* Modern cyan/teal accent palette */
    --cyan-primary: #22d3ee;
    --cyan-secondary: #06b6d4;
    --cyan-accent: #67e8f9;
    --cyan-dark: #0891b2;
    --cyan-glow: rgba(34, 211, 238, 0.3);
    
    /* Luxury gold accent for premium elements */
    --gold-primary: #d4af37;
    --gold-secondary: #b8941f;
    --gold-accent: #f4d03f;
    
    /* Primary colors */
    --primary-accent: var(--cyan-primary);
    --primary-hover: var(--cyan-secondary);
    --secondary-accent: var(--cyan-accent);
    
    /* Text colors */
    --text-primary: #ffffff;
    --text-secondary: #a1a1aa;
    --text-muted: #71717a;
    --text-accent: var(--cyan-primary);
    
    /* Status colors */
    --success-color: #22c55e;
    --warning-color: #f59e0b;
    --error-color: #ef4444;
    --info-color: var(--cyan-primary);
    
    /* Border and shadow */
    --border-primary: #27272a;
    --border-secondary: #3f3f46;
    --border-accent: var(--cyan-primary);
    --shadow-light: rgba(0, 0, 0, 0.1);
    --shadow-medium: rgba(0, 0, 0, 0.25);
    --shadow-heavy: rgba(0, 0, 0, 0.4);
    --glow-cyan: rgba(34, 211, 238, 0.2);
    
    /* Typography */
    --font-family-primary: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
    --font-family-luxury: 'Playfair Display', Georgia, serif;
    --font-size-xs: 0.75rem;
    --font-size-sm: 0.875rem;
    --font-size-base: 1rem;
    --font-size-lg: 1.125rem;
    --font-size-xl: 1.25rem;
    --font-size-2xl: 1.5rem;
    --font-size-3xl: 1.875rem;
    --font-size-4xl: 2.25rem;
    
    /* Spacing */
    --spacing-xs: 0.25rem;
    --spacing-sm: 0.5rem;
    --spacing-md: 1rem;
    --spacing-lg: 1.5rem;
    --spacing-xl: 2rem;
    --spacing-2xl: 3rem;
    --spacing-3xl: 4rem;
    
    /* Border radius */
    --radius-sm: 4px;
    --radius-md: 8px;
    --radius-lg: 12px;
    --radius-xl: 16px;
    --radius-full: 9999px;
    
    /* Transitions */
    --transition-fast: 0.15s ease;
    --transition-normal: 0.3s ease;
    --transition-slow: 0.5s ease;
    --transition-smooth: 0.6s cubic-bezier(0.4, 0, 0.2, 1);
    --transition-gentle: 0.8s cubic-bezier(0.25, 0.46, 0.45, 0.94);
}

/* Light theme variables */
[data-theme="light"] {
    --background-primary: #ffffff;
    --background-secondary: #f8fafc;
    --surface-primary: #ffffff;
    --surface-secondary: #f1f5f9;
    --surface-glass: rgba(255, 255, 255, 0.95);
    
    --text-primary: #0f172a;
    --text-secondary: #475569;
    --text-muted: #64748b;
    
    --border-primary: #e2e8f0;
    --border-secondary: #cbd5e1;
    --shadow-light: rgba(0, 0, 0, 0.05);
    --shadow-medium: rgba(0, 0, 0, 0.1);
    --shadow-heavy: rgba(0, 0, 0, 0.15);
}

/* General Reset & Body Styling */
*,
*::before,
*::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    font-size: 100%;
    scroll-behavior: smooth;
}

body {
    background: var(--background-primary);
    color: var(--text-primary);
    font-family: var(--font-family-primary);
    line-height: 1.6;
    min-height: 100vh;
    overflow-x: hidden;
}

.main-content {
    flex-grow: 1;
    padding-top: var(--spacing-xl);
    padding-bottom: var(--spacing-3xl);
}

.container {
    width: 90%;
    max-width: 1400px;
    margin: 0 auto;
    padding: 0 var(--spacing-md);
}

/* Privacy Banner */
.privacy-banner {
    background: linear-gradient(135deg, var(--primary-accent) 0%, var(--primary-hover) 100%);
    color: white;
    padding: var(--spacing-sm) 0;
    position: relative;
    z-index: 1000;
    animation: slideDown 0.3s ease-out;
}

.privacy-content {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: var(--spacing-md);
}

.privacy-icon {
    color: var(--gold-accent);
    font-size: var(--font-size-lg);
}

.privacy-dismiss {
    background: rgba(255, 255, 255, 0.2);
    border: none;
    border-radius: var(--radius-full);
    color: white;
    cursor: pointer;
    padding: var(--spacing-xs);
    transition: all var(--transition-fast);
    width: 32px;
    height: 32px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.privacy-dismiss:hover {
    background: rgba(255, 255, 255, 0.3);
    transform: scale(1.1);
}

/* Typography */
h1, h2, h3, h4, h5, h6 {
    font-weight: 600;
    line-height: 1.2;
    margin-bottom: var(--spacing-md);
}

h1 { 
    font-size: var(--font-size-4xl); 
    font-family: var(--font-family-primary);
    font-weight: 700;
    color: var(--text-primary);
    margin-bottom: var(--spacing-lg);
}

h2 { 
    font-size: var(--font-size-3xl);
    font-family: var(--font-family-primary);
    font-weight: 600;
    color: var(--text-primary);
    margin-top: var(--spacing-xl);
}

h3 { 
    font-size: var(--font-size-2xl);
    color: var(--text-primary);
}

h4 { 
    font-size: var(--font-size-xl);
    color: var(--text-secondary);
}

p {
    margin-bottom: var(--spacing-md);
    color: var(--text-secondary);
}

a {
    color: var(--primary-accent);
    text-decoration: none;
    transition: all var(--transition-normal);
}

a:hover {
    color: var(--primary-accent);
    text-decoration: none;
}

/* Header & Navigation */
header {
    background: var(--surface-primary);
    border-bottom: 1px solid var(--border-primary);
    padding: var(--spacing-lg) 0;
    position: sticky;
    top: 0;
    z-index: 100;
}

header nav {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo {
    display: flex;
    align-items: center;
    gap: var(--spacing-sm);
    font-size: var(--font-size-2xl);
    font-weight: 700;
    font-family: var(--font-family-luxury);
    color: var(--text-primary);
    text-decoration: none;
    transition: all var(--transition-normal);
}

.logo:hover {
    color: var(--primary-accent);
    transform: scale(1.05);
}

.logo-icon {
    width: 1.2em;
    height: 1.2em;
    filter: drop-shadow(0 0 8px rgba(34, 211, 238, 0.3));
}

.beta-label {
    font-size: var(--font-size-xs);
    font-weight: 600;
    color: var(--primary-accent);
    background: rgba(34, 211, 238, 0.1);
    border: 1px solid rgba(34, 211, 238, 0.3);
    border-radius: var(--radius-full);
    padding: 2px 6px;
    margin-left: var(--spacing-sm);
    text-transform: uppercase;
    letter-spacing: 0.5px;
    line-height: 1;
    vertical-align: middle;
    display: inline-flex;
    align-items: center;
    transition: all var(--transition-normal);
}

.logo:hover .beta-label {
    background: rgba(34, 211, 238, 0.2);
    border-color: rgba(34, 211, 238, 0.5);
    transform: scale(1.05);
}

.nav-menu {
    display: flex;
    align-items: center;
    gap: var(--spacing-xl);
}

.nav-links {
    display: flex;
    list-style: none;
    gap: var(--spacing-lg);
}

.nav-link {
    color: var(--text-secondary);
    font-weight: 500;
    padding: var(--spacing-sm) var(--spacing-md);
    border-radius: var(--radius-md);
    transition: all var(--transition-normal);
    position: relative;
}

.nav-link:hover,
.nav-link.active {
    color: var(--text-primary);
    background: rgba(34, 211, 238, 0.1);
}

.nav-link::after {
    content: '';
    position: absolute;
    bottom: -2px;
    left: 50%;
    width: 0;
    height: 2px;
    background: var(--primary-accent);
    transition: all var(--transition-normal);
    transform: translateX(-50%);
}

.nav-link:hover::after,
.nav-link.active::after {
    width: 80%;
}

.nav-actions {
    display: flex;
    align-items: center;
    gap: var(--spacing-md);
}

.ssi-indicator {
    display: flex;
    align-items: center;
    gap: var(--spacing-sm);
    padding: var(--spacing-sm) var(--spacing-md);
    background: rgba(16, 185, 129, 0.1);
    border: 1px solid var(--success-color);
    border-radius: var(--radius-full);
    font-size: var(--font-size-sm);
    color: var(--success-color);
}

.ssi-status {
    font-weight: 500;
}

.theme-toggle,
.mobile-menu-toggle {
    background: var(--surface-secondary);
    border: 1px solid var(--border-primary);
    border-radius: var(--radius-md);
    color: var(--text-secondary);
    cursor: pointer;
    padding: var(--spacing-sm);
    transition: all var(--transition-normal);
    width: 40px;
    height: 40px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.theme-toggle:hover,
.mobile-menu-toggle:hover {
    background: var(--surface-primary);
    color: var(--primary-accent);
    transform: scale(1.1);
}

.mobile-menu-toggle {
    display: none;
}

/* Footer */
footer {
    background: var(--surface-secondary);
    border-top: 1px solid var(--border-primary);
    margin-top: auto;
    padding: var(--spacing-sm) 0 var(--spacing-xs);
}

.footer-content {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr;
    gap: var(--spacing-2xl);
    margin-bottom: var(--spacing-xl);
}

.footer-section h4 {
    color: var(--text-primary);
    font-weight: 600;
    margin-bottom: var(--spacing-md);
}

.footer-section ul {
    list-style: none;
}

.footer-section ul li {
    margin-bottom: var(--spacing-sm);
}

.footer-section ul li a {
    color: var(--text-muted);
    transition: color var(--transition-normal);
}

.footer-section ul li a:hover {
    color: var(--primary-accent);
}

.footer-logo {
    display: flex;
    align-items: center;
    gap: var(--spacing-sm);
    font-size: var(--font-size-xl);
    font-weight: 700;
    font-family: var(--font-family-luxury);
    color: var(--text-primary);
    margin-bottom: var(--spacing-md);
}

.footer-logo i {
    color: var(--primary-accent);
}

.security-badges {
    display: flex;
    gap: var(--spacing-md);
    margin-top: var(--spacing-lg);
}

.security-badge {
    display: flex;
    align-items: center;
    gap: var(--spacing-sm);
    padding: var(--spacing-sm) var(--spacing-md);
    background: rgba(34, 211, 238, 0.1);
    border: 1px solid var(--primary-accent);
    border-radius: var(--radius-md);
    font-size: var(--font-size-sm);
    color: var(--primary-accent);
}

.footer-bottom {
    border-top: 1px solid var(--border-primary);
    padding-top: var(--spacing-md);
    text-align: center;
    color: var(--text-muted);
    font-size: var(--font-size-sm);
}

/* Buttons */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: var(--spacing-sm);
    padding: var(--spacing-md) var(--spacing-lg);
    border: none;
    border-radius: var(--radius-md);
    font-family: inherit;
    font-size: var(--font-size-base);
    font-weight: 500;
    text-decoration: none;
    cursor: pointer;
    transition: all var(--transition-normal);
    position: relative;
    overflow: hidden;
}

.btn:disabled {
    opacity: 0.6;
    cursor: not-allowed;
}

.btn-primary {
    background: var(--primary-accent);
    color: var(--background-primary);
    font-weight: 600;
    box-shadow: 0 4px 15px var(--glow-cyan);
}

.btn-primary:hover:not(:disabled) {
    background: var(--primary-hover);
    transform: translateY(-2px);
    box-shadow: 0 6px 20px var(--glow-cyan);
}

.btn-secondary {
    background: var(--surface-primary);
    color: var(--text-primary);
    border: 1px solid var(--border-secondary);
}

.btn-secondary:hover:not(:disabled) {
    background: var(--surface-secondary);
    border-color: var(--border-accent);
    color: var(--text-accent);
    transform: translateY(-1px);
}

.btn-luxury {
    background: linear-gradient(135deg, var(--primary-accent) 0%, var(--cyan-secondary) 50%, var(--primary-accent) 100%);
    color: var(--background-primary);
    font-weight: 600;
    box-shadow: 0 4px 15px var(--glow-cyan);
    position: relative;
    overflow: hidden;
}

.btn-luxury::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255,255,255,0.2), transparent);
    transition: left 0.6s;
}

.btn-luxury:hover::before {
    left: 100%;
}

.btn-luxury:hover:not(:disabled) {
    transform: translateY(-2px);
    box-shadow: 0 6px 20px var(--glow-cyan);
}

.btn-outline {
    background: transparent;
    color: var(--primary-accent);
    border: 2px solid var(--primary-accent);
}

.btn-outline:hover:not(:disabled) {
    background: var(--primary-accent);
    color: white;
}

.btn-sm {
    padding: var(--spacing-sm) var(--spacing-md);
    font-size: var(--font-size-sm);
}

.btn-lg {
    padding: var(--spacing-lg) var(--spacing-xl);
    font-size: var(--font-size-lg);
}

/* Cards */
.card {
    background: var(--surface-primary);
    border: 1px solid var(--border-primary);
    border-radius: var(--radius-lg);
    padding: var(--spacing-xl);
    transition: all var(--transition-smooth);
    position: relative;
    overflow: hidden;
    backdrop-filter: blur(10px);
}

.card:hover {
    border-color: var(--border-accent);
    box-shadow: 0 8px 32px var(--shadow-medium);
    transform: translateY(-2px);
}

.card-luxury {
    background: linear-gradient(135deg, 
        rgba(26, 29, 33, 0.95) 0%, 
        rgba(36, 40, 48, 0.98) 100%);
    border: 1px solid rgba(34, 211, 238, 0.2);
    box-shadow: 0 8px 32px rgba(34, 211, 238, 0.1);
    backdrop-filter: blur(20px);
    position: relative;
}

.card-luxury::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 2px;
    background: linear-gradient(90deg, 
        var(--primary-accent) 0%, 
        rgba(34, 211, 238, 0.5) 50%,
        var(--primary-accent) 100%);
}

.card-glass {
    background: var(--surface-glass);
    backdrop-filter: blur(20px);
    border: 1px solid rgba(255, 255, 255, 0.1);
}

.card-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
    gap: var(--spacing-xl);
}

.card-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: var(--spacing-lg);
}

.card-title {
    font-size: var(--font-size-xl);
    font-weight: 600;
    color: var(--text-primary);
    margin: 0;
}

.card-subtitle {
    color: var(--text-secondary);
    font-size: var(--font-size-sm);
    margin-top: var(--spacing-xs);
}

.card-actions {
    display: flex;
    gap: var(--spacing-md);
    margin-top: var(--spacing-lg);
    padding-top: var(--spacing-lg);
    border-top: 1px solid var(--border-primary);
}

/* Forms */
.form-group {
    margin-bottom: var(--spacing-lg);
}

.form-label {
    display: block;
    font-weight: 500;
    color: var(--text-primary);
    margin-bottom: var(--spacing-sm);
    font-size: var(--font-size-sm);
}

.form-input,
.form-select,
.form-textarea {
    width: 100%;
    padding: var(--spacing-md);
    background: var(--surface-secondary);
    border: 1px solid var(--border-primary);
    border-radius: var(--radius-md);
    color: var(--text-primary);
    font-family: inherit;
    font-size: var(--font-size-base);
    transition: all var(--transition-normal);
}

.form-input:focus,
.form-select:focus,
.form-textarea:focus {
    outline: none;
    border-color: var(--primary-accent);
    box-shadow: 0 0 0 3px var(--glow-cyan);
}

.form-input::placeholder,
.form-textarea::placeholder {
    color: var(--text-muted);
}

.form-error {
    color: var(--error-color);
    font-size: var(--font-size-sm);
    margin-top: var(--spacing-xs);
}

.form-help {
    color: var(--text-muted);
    font-size: var(--font-size-sm);
    margin-top: var(--spacing-xs);
}

/* File Upload */
.file-upload-area {
    border: 2px dashed var(--border-secondary);
    border-radius: var(--radius-lg);
    padding: var(--spacing-2xl);
    text-align: center;
    cursor: pointer;
    transition: all var(--transition-normal);
    background: var(--surface-secondary);
}

.file-upload-area:hover {
    border-color: var(--primary-accent);
    background: rgba(34, 211, 238, 0.05);
}

.file-upload-area.dragover {
    border-color: var(--primary-accent);
    background: rgba(34, 211, 238, 0.1);
    transform: scale(1.02);
}

.file-upload-icon {
    font-size: var(--font-size-4xl);
    color: var(--text-muted);
    margin-bottom: var(--spacing-md);
}

.file-upload-text {
    color: var(--text-secondary);
    margin-bottom: var(--spacing-sm);
}

.file-upload-hint {
    color: var(--text-muted);
    font-size: var(--font-size-sm);
}

/* Progress Bar */
.progress-bar {
    width: 100%;
    height: 8px;
    background: var(--surface-secondary);
    border-radius: var(--radius-full);
    overflow: hidden;
    margin: var(--spacing-md) 0;
}

.progress-fill {
    height: 100%;
    background: linear-gradient(90deg, var(--primary-accent) 0%, var(--cyan-accent) 100%);
    border-radius: var(--radius-full);
    transition: width var(--transition-slow);
}

/* Status Indicators */
.status-badge {
    display: inline-flex;
    align-items: center;
    gap: var(--spacing-xs);
    padding: var(--spacing-xs) var(--spacing-sm);
    border-radius: var(--radius-full);
    font-size: var(--font-size-xs);
    font-weight: 500;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.status-pending {
    background: rgba(251, 191, 36, 0.2);
    color: var(--warning-color);
    border: 1px solid var(--warning-color);
}

.status-approved {
    background: rgba(16, 185, 129, 0.2);
    color: var(--success-color);
    border: 1px solid var(--success-color);
}

.status-active {
    background: rgba(59, 130, 246, 0.2);
    color: var(--info-color);
    border: 1px solid var(--info-color);
}

.status-completed {
    background: rgba(16, 185, 129, 0.2);
    color: var(--success-color);
    border: 1px solid var(--success-color);
}

.status-rejected {
    background: rgba(239, 68, 68, 0.2);
    color: var(--error-color);
    border: 1px solid var(--error-color);
}

/* Watch Cards */
.watch-card {
    position: relative;
    overflow: hidden;
}

.watch-image {
    width: 100%;
    height: 200px;
    object-fit: cover;
    border-radius: var(--radius-md);
    margin-bottom: var(--spacing-md);
    transition: all var(--transition-normal);
    background: var(--surface-secondary);
    border: 1px solid var(--border-primary);
}

.watch-image:hover {
    transform: scale(1.02);
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.15);
}

.watch-image[src=""], .watch-image:not([src]) {
    background-image: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 400 300" fill="%23374151"><rect width="400" height="300" fill="%23f3f4f6"/><text x="200" y="150" text-anchor="middle" fill="%23374151" font-family="Arial" font-size="16">Loading...</text></svg>');
    background-size: cover;
    background-position: center;
}

/* Image loading states */
.watch-image {
    position: relative;
}

.watch-image::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: linear-gradient(90deg, 
        transparent, 
        rgba(255, 255, 255, 0.1), 
        transparent
    );
    transform: translateX(-100%);
    animation: shimmer 1.5s infinite;
    opacity: 0;
}

.watch-image[data-loading="true"]::before {
    opacity: 1;
}

@keyframes shimmer {
    0% { transform: translateX(-100%); }
    100% { transform: translateX(100%); }
}

.watch-brand {
    font-weight: 600;
    color: var(--primary-accent);
    font-size: var(--font-size-sm);
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: var(--spacing-xs);
}

.watch-model {
    font-size: var(--font-size-lg);
    font-weight: 600;
    color: var(--text-primary);
    margin-bottom: var(--spacing-sm);
}

.watch-value {
    font-size: var(--font-size-xl);
    font-weight: 700;
    color: var(--primary-accent);
    margin-bottom: var(--spacing-md);
}

.watch-details {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--spacing-md);
    margin-bottom: var(--spacing-lg);
}

.watch-detail {
    display: flex;
    flex-direction: column;
    gap: var(--spacing-xs);
}

.watch-detail-label {
    font-size: var(--font-size-xs);
    color: var(--text-muted);
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.watch-detail-value {
    font-weight: 500;
    color: var(--text-secondary);
}

/* Loan Cards */
.loan-offer {
    background: linear-gradient(135deg, var(--surface-primary) 0%, var(--surface-secondary) 100%);
    border: 1px solid var(--border-secondary);
    border-radius: var(--radius-lg);
    padding: var(--spacing-xl);
    position: relative;
    overflow: hidden;
}

.loan-offer::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--primary-accent) 0%, var(--cyan-accent) 100%);
}

.loan-amount {
    font-size: var(--font-size-3xl);
    font-weight: 700;
    color: var(--primary-accent);
    margin-bottom: var(--spacing-sm);
}

.loan-terms {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(120px, 1fr));
    gap: var(--spacing-md);
    margin: var(--spacing-lg) 0;
    padding: var(--spacing-lg) 0;
    border-top: 1px solid var(--border-primary);
    border-bottom: 1px solid var(--border-primary);
}

.loan-term {
    text-align: center;
}

.loan-term-label {
    font-size: var(--font-size-xs);
    color: var(--text-muted);
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: var(--spacing-xs);
}

.loan-term-value {
    font-size: var(--font-size-lg);
    font-weight: 600;
    color: var(--text-primary);
}

/* Dashboard */
.dashboard-header {
    text-align: center;
    margin-bottom: var(--spacing-3xl);
    padding: var(--spacing-2xl) 0;
    background: linear-gradient(135deg, var(--surface-primary) 0%, var(--surface-secondary) 100%);
    border-radius: var(--radius-xl);
    border: 1px solid var(--border-primary);
}

.dashboard-title {
    font-size: var(--font-size-4xl);
    font-family: var(--font-family-luxury);
    margin-bottom: var(--spacing-md);
}

.dashboard-subtitle {
    font-size: var(--font-size-lg);
    color: var(--text-secondary);
    max-width: 600px;
    margin: 0 auto;
}

.stats-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: var(--spacing-xl);
    margin-bottom: var(--spacing-3xl);
}

.stat-card {
    text-align: center;
    padding: var(--spacing-xl);
}

.stat-value {
    font-size: var(--font-size-4xl);
    font-weight: 700;
    color: var(--primary-accent);
    margin-bottom: var(--spacing-sm);
}

.stat-label {
    font-size: var(--font-size-base);
    color: var(--text-secondary);
    text-transform: uppercase;
    letter-spacing: 1px;
}

.stat-change {
    font-size: var(--font-size-sm);
    margin-top: var(--spacing-xs);
}

.stat-change.positive {
    color: var(--success-color);
}

.stat-change.negative {
    color: var(--error-color);
}

/* Loading & Notifications */
.loading-overlay {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: rgba(0, 0, 0, 0.8);
    display: flex;
    align-items: center;
    justify-content: center;
    z-index: 9999;
    opacity: 0;
    visibility: hidden;
    transition: all var(--transition-normal);
}

.loading-overlay.active {
    opacity: 1;
    visibility: visible;
}

.loading-spinner {
    text-align: center;
    color: white;
}

.spinner {
    width: 50px;
    height: 50px;
    border: 4px solid rgba(255, 255, 255, 0.3);
    border-top: 4px solid var(--primary-accent);
    border-radius: 50%;
    animation: spin 1s linear infinite;
    margin: 0 auto var(--spacing-md);
}

.notification-container {
    position: fixed;
    top: var(--spacing-2xl);
    right: var(--spacing-2xl);
    z-index: 10000;
    max-width: 420px;
    display: flex;
    flex-direction: column;
    gap: var(--spacing-md);
}

.notification {
    background: linear-gradient(135deg, 
        rgba(26, 29, 33, 0.98) 0%, 
        rgba(36, 40, 48, 0.98) 100%);
    border: 1px solid rgba(34, 211, 238, 0.2);
    border-radius: var(--radius-xl);
    padding: var(--spacing-xl) var(--spacing-2xl);
    margin-bottom: 0;
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.4), 
                0 0 0 1px rgba(255, 255, 255, 0.05);
    animation: slideInRight 0.5s cubic-bezier(0.4, 0, 0.2, 1);
    backdrop-filter: blur(20px);
    position: relative;
    overflow: hidden;
}

.notification::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: linear-gradient(90deg, 
        var(--primary-accent) 0%, 
        rgba(34, 211, 238, 0.5) 50%,
        var(--primary-accent) 100%);
}

.notification-content {
    display: flex;
    align-items: flex-start;
    gap: var(--spacing-lg);
}

.notification-icon {
    width: 48px;
    height: 48px;
    border-radius: var(--radius-full);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: var(--font-size-lg);
    flex-shrink: 0;
    margin-top: var(--spacing-xs);
}

.notification-message {
    flex: 1;
    font-size: var(--font-size-base);
    line-height: 1.6;
    color: var(--text-primary);
    font-weight: 500;
    padding-top: var(--spacing-sm);
}

.notification-close {
    background: none;
    border: none;
    color: var(--text-muted);
    cursor: pointer;
    padding: var(--spacing-xs);
    border-radius: var(--radius-md);
    transition: all var(--transition-normal);
    margin-left: var(--spacing-md);
    width: 32px;
    height: 32px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.notification-close:hover {
    background: rgba(255, 255, 255, 0.1);
    color: var(--text-primary);
    transform: scale(1.1);
}

.notification.success .notification-icon {
    background: linear-gradient(135deg, var(--success-color), #16a34a);
    color: white;
}

.notification.error .notification-icon {
    background: linear-gradient(135deg, var(--error-color), #dc2626);
    color: white;
}

.notification.warning .notification-icon {
    background: linear-gradient(135deg, var(--warning-color), #d97706);
    color: white;
}

.notification.info .notification-icon {
    background: linear-gradient(135deg, var(--info-color), var(--cyan-secondary));
    color: white;
}

.notification.success {
    border-color: rgba(34, 197, 94, 0.3);
}

.notification.error {
    border-color: rgba(239, 68, 68, 0.3);
}

.notification.warning {
    border-color: rgba(245, 158, 11, 0.3);
}

.notification.info {
    border-color: rgba(34, 211, 238, 0.3);
}

/* Animations */
@keyframes slideDown {
    from {
        transform: translateY(-100%);
        opacity: 0;
    }
    to {
        transform: translateY(0);
        opacity: 1;
    }
}

@keyframes slideInRight {
    0% {
        transform: translateX(100%) scale(0.9);
        opacity: 0;
    }
    50% {
        transform: translateX(-10px) scale(1.02);
        opacity: 0.8;
    }
    100% {
        transform: translateX(0) scale(1);
        opacity: 1;
    }
}

@keyframes spin {
    0% { transform: rotate(0deg); }
    100% { transform: rotate(360deg); }
}

@keyframes fadeIn {
    from { opacity: 0; }
    to { opacity: 1; }
}

@keyframes slideUp {
    from {
        transform: translateY(20px);
        opacity: 0;
    }
    to {
        transform: translateY(0);
        opacity: 1;
    }
}

/* Responsive Design */
@media (max-width: 1024px) {
    .container {
        width: 95%;
    }
    
    .nav-menu {
        gap: var(--spacing-md);
    }
    
    .nav-links {
        gap: var(--spacing-md);
    }
    
    .footer-content {
        grid-template-columns: 1fr 1fr;
    }
}

@media (max-width: 768px) {
    .nav-links {
        display: none;
    }
    
    .mobile-menu-toggle {
        display: flex;
    }
    
    .ssi-indicator .ssi-status {
        display: none;
    }
    
    .dashboard-title {
        font-size: var(--font-size-3xl);
    }
    
    .stats-grid {
        grid-template-columns: 1fr 1fr;
    }
    
    .card-grid {
        grid-template-columns: 1fr;
    }
    
    .footer-content {
        grid-template-columns: 1fr;
        gap: var(--spacing-xl);
    }
    
    .security-badges {
        flex-direction: column;
        align-items: flex-start;
    }
    
    /* Enhanced mobile notifications */
    .notification-container {
        top: var(--spacing-lg);
        right: var(--spacing-lg);
        left: var(--spacing-lg);
        max-width: none;
    }
    
    .notification {
        padding: var(--spacing-lg) var(--spacing-xl);
    }
    
    .notification-content {
        gap: var(--spacing-md);
    }
    
    .notification-icon {
        width: 40px;
        height: 40px;
        font-size: var(--font-size-base);
    }
    
    .notification-message {
        font-size: var(--font-size-sm);
    }
}

@media (max-width: 480px) {
    .container {
        padding: 0 var(--spacing-sm);
    }
    
    .privacy-content {
        flex-direction: column;
        gap: var(--spacing-sm);
        text-align: center;
    }
    
    .nav-actions {
        gap: var(--spacing-sm);
    }
    
    .stats-grid {
        grid-template-columns: 1fr;
    }
    
    .btn {
        width: 100%;
        justify-content: center;
    }
    
    .card-actions {
        flex-direction: column;
    }
    
    .loan-terms {
        grid-template-columns: 1fr 1fr;
    }
}

/* Print Styles */
@media print {
    .privacy-banner,
    header,
    footer,
    .nav-actions,
    .btn,
    .loading-overlay,
    .notification-container {
        display: none !important;
    }
    
    body {
        background: white !important;
        color: black !important;
    }
    
    .card {
        border: 1px solid #ccc !important;
        box-shadow: none !important;
    }
}

/* Accessibility */
@media (prefers-reduced-motion: reduce) {
    *,
    *::before,
    *::after {
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: 0.01ms !important;
        scroll-behavior: auto !important;
    }
}

/* High contrast mode */
@media (prefers-contrast: high) {
    :root {
        --border-primary: #ffffff;
        --border-secondary: #ffffff;
        --text-muted: #ffffff;
    }
}


/* Trust line layout adjustments - Static positioning to prevent layout shifts */
.trust-line {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: var(--spacing-lg);
    margin-top: var(--spacing-2xl);
    flex-wrap: wrap;
    padding: var(--spacing-lg) 0;
    position: relative;
}

.trust-item {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    min-width: 160px;
    max-width: 160px;
    height: 100px;
    padding: var(--spacing-lg) var(--spacing-md);
    border-radius: var(--radius-md);
    position: relative;
}

.trust-icon {
    font-size: 1.2rem;
    margin-bottom: var(--spacing-sm);
    color: var(--primary-accent);
}

.trust-item span {
    font-weight: 600;
    color: var(--text-primary);
    font-size: var(--font-size-sm);
}

/* Focus styles for accessibility */
.btn:focus-visible,
.form-input:focus-visible,
.form-select:focus-visible,
.form-textarea:focus-visible {
    outline: 2px solid var(--primary-accent);
    outline-offset: 2px;
}

/* Landing Page Styles */
.hero-content {
    text-align: center;
    max-width: 800px;
    margin: 0 auto;
    padding: var(--spacing-2xl) 0;
}

.hero-title {
    font-size: 3.5rem;
    font-weight: 700;
    color: var(--text-primary);
    margin-bottom: var(--spacing-lg);
    background: linear-gradient(135deg, var(--text-primary) 0%, var(--primary-accent) 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.hero-subtitle {
    font-size: 1.25rem;
    color: var(--text-secondary);
    line-height: 1.6;
    margin-bottom: var(--spacing-2xl);
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

/* Email Capture Form */
.email-capture {
    background: var(--surface-glass);
    border: 1px solid var(--border-primary);
    border-radius: var(--radius-xl);
    padding: var(--spacing-2xl);
    backdrop-filter: blur(20px);
    box-shadow: 0 8px 32px var(--shadow-medium);
    max-width: 500px;
    margin: 0 auto;
}

.email-capture-title {
    font-size: 1.5rem;
    font-weight: 600;
    color: var(--text-primary);
    margin-bottom: var(--spacing-sm);
}

.email-capture-subtitle {
    color: var(--text-secondary);
    margin-bottom: var(--spacing-xl);
    font-size: var(--font-size-base);
}

.email-form {
    display: flex;
    flex-direction: column;
    gap: var(--spacing-md);
}

.email-input {
    width: 100%;
    padding: var(--spacing-md) var(--spacing-lg);
    background: var(--surface-secondary);
    border: 1px solid var(--border-primary);
    border-radius: var(--radius-md);
    color: var(--text-primary);
    font-family: inherit;
    font-size: var(--font-size-base);
    transition: all var(--transition-normal);
}

.email-input:focus {
    outline: none;
    border-color: var(--primary-accent);
    box-shadow: 0 0 0 3px var(--glow-cyan);
}

.email-input::placeholder {
    color: var(--text-muted);
}

/* Submit Button with Arrow Icon */
.email-submit {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: var(--spacing-sm);
    padding: var(--spacing-md) var(--spacing-xl);
    background: linear-gradient(135deg, var(--primary-accent) 0%, var(--cyan-secondary) 100%);
    color: var(--background-primary);
    border: none;
    border-radius: var(--radius-md);
    font-family: inherit;
    font-size: var(--font-size-base);
    font-weight: 600;
    cursor: pointer;
    transition: all var(--transition-normal);
    position: relative;
    overflow: hidden;
    box-shadow: 0 4px 15px var(--glow-cyan);
}

.email-submit:hover {
    background: linear-gradient(135deg, var(--cyan-secondary) 0%, var(--primary-accent) 100%);
    transform: translateY(-3px) scale(1.02);
    box-shadow: 0 8px 25px var(--glow-cyan);
}

.email-submit:active {
    transform: translateY(0);
    box-shadow: 0 2px 10px var(--glow-cyan);
}

.email-submit:disabled {
    opacity: 0.6;
    cursor: not-allowed;
    transform: none;
}

/* Arrow Icon Styling */
.submit-icon {
    width: 1.5rem;
    height: 1.5rem;
    stroke: currentColor;
    stroke-width: 3;
    fill: none;
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    stroke-linecap: round;
    stroke-linejoin: round;
    filter: drop-shadow(0 2px 4px rgba(0, 0, 0, 0.2));
}

.email-submit:hover .submit-icon {
    transform: translateX(4px) scale(1.1);
    stroke-width: 3.5;
    filter: drop-shadow(0 4px 8px rgba(0, 0, 0, 0.3));
}

.email-submit:active .submit-icon {
    transform: translateX(2px) scale(1.05);
    stroke-width: 3.2;
}

/* Arrow Pulse Animation */
@keyframes arrowPulse {
    0%, 100% { 
        transform: scale(1);
        opacity: 1;
    }
    50% { 
        transform: scale(1.05);
        opacity: 0.8;
    }
}

.submit-icon {
    animation: arrowPulse 2s ease-in-out infinite;
}

.email-submit:hover .submit-icon {
    animation: none;
}

/* Loading State */
.email-submit.loading .submit-icon {
    animation: spin 1s linear infinite;
}

.email-submit.loading {
    pointer-events: none;
}

/* Success State */
.email-submit.success {
    background: linear-gradient(135deg, var(--success-color) 0%, #16a34a 100%);
    box-shadow: 0 4px 15px rgba(34, 197, 94, 0.3);
}

.email-submit.success:hover {
    background: linear-gradient(135deg, #16a34a 0%, var(--success-color) 100%);
    box-shadow: 0 6px 20px rgba(34, 197, 94, 0.4);
}

/* Error State */
.email-submit.error {
    background: linear-gradient(135deg, var(--error-color) 0%, #dc2626 100%);
    box-shadow: 0 4px 15px rgba(239, 68, 68, 0.3);
}

.email-submit.error:hover {
    background: linear-gradient(135deg, #dc2626 0%, var(--error-color) 100%);
    box-shadow: 0 6px 20px rgba(239, 68, 68, 0.4);
}

/* Responsive Design for Landing Page */
@media (max-width: 768px) {
    .hero-title {
        font-size: 2.5rem;
    }
    
    .hero-subtitle {
        font-size: 1.1rem;
    }
    
    .email-capture {
        padding: var(--spacing-xl);
        margin: 0 var(--spacing-md);
    }
    
    .email-form {
        flex-direction: column;
    }
    
    .email-submit {
        padding: var(--spacing-md);
    }
}